Category: Home Insurance

Why a Basic Home Insurance Policy Isn’t Always Enough
February 16, 2026
While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle,...

A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze...

A Guide to Winterizing Your Home
December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping...

Preventing a Home Insurance Claim from Getting Denied
November 16, 2025
Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners...

Fall Home Checklist: Protecting Your Property Before Winter Hits
October 16, 2025
When fall is in the air, it is the perfect reminder that winter is just around the corner. Preparing your home now for colder weather...

National Fire Safety Week: Is Your Household Prepared for Evacuation?
October 2, 2025
National Fire Safety Week serves as a reminder each October to re-evaluate our preparedness for house fires. While many families install smoke detectors, check fire...
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Customer Reviews
Rafael was super helpful when I was trying to open a commercial policy for the...
Christopher M
CM
Excellent customer service, great result. Thank you so much.
David W

I was able to insure my car within 15 minutes of walking into the office . I...
Nik
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I was shopping around for lower rates on Home and Auto insurance. Rafael was...
Tom P
TP
Helpful, friendly…overall, terrific service.
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I’ve had a great experience with Farmers Insurance. Rafael Guimaraes is the...
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My farmers insurance through my great agent, Raphael Guimaraes is the best...
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Rafael is always happy to assist you. Responds quickly.
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5 stars!
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What a great experience, helpful and caring……. A good price too!
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